1. Introduction
Welcome to https://mycareertale.com (the "Site"). This website is owned and operated by Charudatta Ambekar for Present Value Analytics and Consulting ("we," "us," or "our"). We are committed to protecting your personal information and your right to privacy. If you have any questions or concerns about this privacy policy or our practices with regard to your personal information, please contact us at charu.ambekar@mycareertale.com.
This privacy policy describes how we might collect, use, store, and/or share ("process") your information when you use our services ("Services"), such as when you:
• Visit our website at https://mycareertale.com
• Engage with us in other related ways, including any sales, marketing, or events.
Reading this privacy policy will help you understand your privacy rights and choices. If you do not agree with our policies and practices, please do not use our Services.
2. What Information Do We Collect?
We collect personal information that you voluntarily provide to us and information that is automatically collected when you use our Services.
a) Personal Information You Disclose to Us
We collect personal information that you voluntarily provide to us when you fill up and submit the ‘Contact Us’ form on our website, or otherwise when you contact us.
The personal information that we collect depends on the context of your interactions with us and the Site, the choices you make, and the products and features you use. The personal information we collect may include the following:
• Contact Data: such as your name, email address, postal address, and phone number.
• Account Data: such as your username, password, and security questions.
• Payment Data: such as your payment instrument number (e.g., a credit card number) and the security code associated with your payment instrument. All payment data is stored by our payment processor [Name of Payment Processor, e.g., Razor Pay, PayPal] and you should review its privacy policies and contact the payment processor directly to respond to your questions.
• User Content: such as comments, reviews, or other content you post on the Site.
b) Information Automatically Collected
We automatically collect certain information when you visit, use, or navigate the Site. This information does not reveal your specific identity (like your name or contact information) but may include device and usage information, such as your IP address, browser and device characteristics, operating system, language preferences, referring URLs, device name, country, location, information about how and when you use our Site, and other technical information.
This information is primarily needed to maintain the security and operation of our Site, and for our internal analytics and reporting purposes.
Like many businesses, we also collect information through cookies and similar technologies. You can find out more about this in our "Cookies and Tracking Technologies" section below.
3. How Do We Use Your Information?
We use personal information collected via our Site for a variety of business purposes described below. We process your personal information for these purposes in reliance on our legitimate business interests, in order to enter into or perform a contract with you, with your consent, and/or for compliance with our legal obligations.
We use the information we collect or receive:
• To provide and manage our Services: To create and manage your account, process transactions, and provide you with customer support.
• To send administrative information to you: To send you product, service, and new feature information and/or information about changes to our terms, conditions, and policies.
• To send you marketing and promotional communications: We and/or our third-party marketing partners may use the personal information you send to us for our marketing purposes, if this is in accordance with your marketing preferences. You can opt-out of our marketing emails at any time.
• To personalize your experience: To understand how our users use the Services and to personalize content and offerings.
• For analytics and site improvement: To identify usage trends, determine the effectiveness of our promotional campaigns, and to evaluate and improve our Site, products, services, marketing, and your experience.
• For legal purposes: To respond to legal requests and prevent harm. If we receive a subpoena or other legal request, we may need to inspect the data we hold to determine how to respond.
4. Will Your Information Be Shared With Anyone?
We only share information with your consent, to comply with laws, to provide you with services, to protect your rights, or to fulfill business obligations. We may share your data with third-party vendors, service providers, contractors, or agents who perform services for us or on our behalf and require access to such information to do that work. Examples include:
• Payment Processing: Razor Pay
• Website Hosting: Brand-Crowd
• Data Analytics: e.g., Google Analytics
• Email Delivery: GoDaddy
We may also need to share your personal information in the following situations:
• Business Transfers: We may share or transfer your information in connection with, or during negotiations of, any merger, sale of company assets, financing, or acquisition of all or a portion of our business to another company.
• Legal Obligations: We may disclose your information where we are legally required to do so in order to comply with applicable law, governmental requests, a judicial proceeding, court order, or legal process.
5. Cookies and Tracking Technologies
We may use cookies and similar tracking technologies (like web beacons and pixels) to access or store information. A cookie is a small text file that is placed on your device when you visit a website.
We use cookies to:
• Enable essential website functionality.
• Analyze website traffic and usage.
• Personalize content and advertisements.
You have the right to decide whether to accept or reject cookies. You can exercise your cookie preferences by setting or amending your web browser controls.
6. How Long Do We Keep Your Information?
We will only keep your personal information for as long as it is necessary for the purposes set out in this privacy policy, unless a longer retention period is required or permitted by law (such as tax, accounting, or other legal requirements). When we have no ongoing legitimate business need to process your personal information, we will either delete or anonymize it.
7. How Do We Keep Your Information Safe?
We have implemented appropriate technical and organizational security measures designed to protect the security of any personal information we process. However, despite our safeguards and efforts to secure your information, no electronic transmission over the Internet or information storage technology can be guaranteed to be 100% secure, so we cannot promise or guarantee that hackers, cybercriminals, or other unauthorized third parties will not be able to defeat our security and improperly collect, access, steal, or modify your information.
8. Your Privacy Rights
Depending on your geographical location, you may have certain rights under applicable data protection laws. These may include the right to:
• Access your personal data.
• Request correction or erasure of your personal data.
• Object to processing of your personal data.
• Request restriction of processing of your personal data.
• Request data portability.
• Withdraw consent at any time.
If you are a resident of the European Economic Area (EEA) or UK, you are afforded these rights under the GDPR. If you are a resident of California, you are afforded specific rights regarding access to your personal information under the CCPA/CPRA.
To exercise any of these rights, please contact us at reach-out@mycareertal.com.
9. Children's Privacy
We do not knowingly solicit data from or market to children under the age of 18,years. By using the Site, you represent that you are at least [The same age you chose] or that you are the parent or guardian of such a minor and consent to such minor dependent’s use of the Site. If we learn that personal information from users less than [The same age you chose] years of age has been collected, we will deactivate the account and take reasonable measures to promptly delete such data from our records.
10. Changes to This Privacy Policy
We may update this privacy policy from time to time. The updated version will be indicated by a "Last Updated" date and the updated version will be effective as soon as it is accessible. We encourage you to review this privacy policy frequently to be informed of how we are protecting your information.
11. Contact Us
If you have questions or comments about this policy, you may contact us by email at reach-out@mycareertal.com